Filing Your Truck Accident Injury Claim

Your Claim Starts Today

A truck crash shakes your routine and your confidence. You’re hurt, tired, and staring at a pile of tasks you didn’t ask for. Bills arrive fast while the road to recovery feels slow. You want clear steps and a plan that respects your time, your health, and your future.

When you call our truck accident attorneys at (855) 465-4622, you reach a team that moves quickly, speaks plainly, and treats your claim like it matters—because it does. We’ll help you line up medical care, lock down evidence, and keep insurers honest from day one. 

You’ll know what’s happening, why it matters, and what comes next. We coordinate records, request key data, and start building leverage so you can focus your energy where it counts. One call puts momentum on your side.

You deserve steady guidance, not more noise. Horn Wright, LLP, will keep you updated, explain the options in simple terms, and adjust strategy as your needs change. Your goals lead. Our job is to push your claim forward with skill and urgency.

New York Rules You Need on Your Side

New York uses no-fault coverage to handle your first medical bills and a portion of lost wages. That’s your Personal Injury Protection, and it pays regardless of fault. It does not cover pain and suffering. 

To pursue more, your injuries must meet the state’s “serious injury” definition under Insurance Law Section 5102(d), which includes fractures, significant disfigurement, and certain permanent limitations.

Deadlines matter, and they’re strict. Most personal injury claims must be filed within three years from the crash. Wrongful death actions generally carry a two-year window. PIP applications and other insurance notices have short timeframes as well, so quick action protects your benefits.

Fault still matters beyond PIP. New York follows pure comparative negligence. If an insurer argues you share part of the blame, any award can be reduced by your percentage of fault. Strong evidence and careful case framing keep that number low and your recovery strong.

Pre Filing Steps That Put You Ahead

Before you even file, the groundwork you lay can make or break your case. These early moves give you proof, consistency, and leverage before the insurer even picks up the phone.

• Get checked and follow the plan. Emergency rooms and urgent care teams look for hidden injuries you can’t feel yet. Imaging and early exams connect the crash to your symptoms with clear records. Follow-ups show consistent care and help you improve step by step. Consistency beats insurer arguments every time.
• Save what proves the story. Photos of vehicles, lane positions, and cargo spills preserve details that vanish fast. Names and numbers for witnesses give you independent support later on. Keep pay stubs, time-off notes, and all medical receipts in one place. Organized proof shortens fights and strengthens outcomes.
• Report smart and stay brief. Call 911 so a police report memorializes the scene. Notify your insurer without giving a recorded statement before legal advice. Share facts, not opinions, and avoid guessing about injuries or speed. Short, clear statements leave less room for spin.

Roadblocks You’ll Face And How We Push Through

Insurance companies and trucking firms don’t play fair. They rely on stalling, blame-shifting, and hiding key records to weaken your claim—but none of that has to stick.

• Insurers minimize and delay. Adjusters compare your records line by line to slash value. They ask for statements to box you into half-truths. They dangle low offers and hope time wears you down. We counter with documentation, deadlines, and a trial-ready posture that moves numbers.
• Trucking companies guard their files. They hold driver logs, maintenance records, dispatch notes, and training materials. They claim independent-contractor status to dodge responsibility. They slow-roll production and bury key pages in stacks of paper. We issue preservation letters, push for complete data, and follow up until the files arrive.
• Comparative fault becomes a tactic. Defense teams point to blind spots, sudden stops, or weather to shift blame. They hire experts who reframe simple facts with complex charts. They try to inflate your percentage of fault to cut your recovery. We use clear visuals, measured testimony, and roadway data to keep the blame where it belongs.

The Evidence Plan That Powers Your Case

Strong cases are built on layers of proof that stand up under scrutiny. From digital footprints to paper trails and expert voices, every piece adds strength to your claim.

• Electronic footprints tell the pace. Event data recorders capture speed, throttle, and braking just before impact. GPS pings show routes, stops, and average speeds over the shift. E-logs reveal hours behind the wheel and gaps in rest. These numbers turn hunches into proof that persuades.
• Paper trails expose habits. Maintenance files show repeated defects and skipped services. Bills of lading, weight tickets, and loading notes reveal oversized or poorly balanced cargo. Safety manuals and training logs prove what the company promised and what it actually did. Patterns speak louder than apologies.
• Experts translate impact into truth. Reconstruction specialists analyze crush damage, skid marks, and angles. Medical experts connect injuries to the mechanics of the crash and chart your recovery path. Economists and vocational pros project lost earnings and future costs. Their testimony adds clarity that insurance calculators can’t match.

Compensation That Reflects Your Real Losses

You’re not asking for a handout. You’re asking for the resources you need to rebuild. Your claim should capture every harm that followed the crash and every cost still ahead.

Economic damages cover the bills you can see. Hospital stays, surgery, rehab, prescriptions, and in-home support all qualify. Lost wages matter now, and reduced earning capacity matters later. When injuries change the type of work you can perform, that future loss belongs in the numbers.

Non-economic damages acknowledge what receipts miss. Pain, mental strain, and the loss of everyday moments carry real weight. Property damage covers your vehicle and the things you carried. In fatal cases, qualifying families may pursue wrongful death damages to stabilize the path forward. In New York, once the §5102(d) threshold is met, these categories open and the full measure of your loss belongs at the center of the case.

How Horn Wright, LLP, Drives Your Claim Forward

Filing is only the starting line. You need momentum, strategy, and follow-through to reach the finish. Our trusted personal injury lawyers build a timeline, assign tasks, and move each piece in order so nothing stalls your claim.

We preserve electronic data with rapid legal holds and targeted requests. We gather medical records and consult with treating providers to present your progress clearly. We coordinate experts who speak human, not just technical. That clarity helps adjusters, mediators, and jurors understand what changed in your life.

You stay in the loop. We’ll check in regularly and adjust tactics as offers arrive. If trial becomes the best path, you’ll know early and prepare with confidence. Your goals guide every decision.

Your Next Move In New York

You’ve dealt with pain, appointments, and insurance calls long enough. It’s time to reclaim control with a plan that respects your effort and your future. See how seriously we take results and get a feel for the standards we bring to every case. Start today with a free consultation and keep your claim moving.